When hunting for a mortgage, you'll likely encounter two primary categories of loans: conforming and non-conforming. Grasping the differences between these two can greatly impact your mortgage possibilities. Conforming loans conform with guidelines set by Fannie Mae and Freddie Mac, making them more readily available. Conversely, non-conforming … Read More

Chapter 13 bankruptcy can present unique obstacles for homeowners. While it provides a system to reorganize your debts, it also impacts your homeownership status. Comprehending the implications of Chapter 13 on your mortgage and potential loss is crucial. By meticulously reviewing your choices, you can navigate this complex process and aim to pr… Read More

Your dream home is out there waiting to be discovered! Embarking on the journey to find it can seem daunting, but with a structured approach and a little persistence, you can make your homeownership dreams a reality. First clarify what "dream home" means to you. Consider your needs in terms of location, size, amenities, and budget. Once you have… Read More